Worried About Health Care Costs?

Look into health insurance and preventive care insurance in Buford, GA or the Southeast area

Health insurance is vital for managing the financial risk associated with health care, providing individuals and families access to necessary medical care while helping mitigate the potentially high costs of medical treatment. If you need a new health insurance plan, speak with Denny Insurance. Our health insurance agency offers insurance in the Buford, GA area. You'll love the options we have.

Terms you should know

The world of health insurance can be difficult to navigate, especially if you don't understand all the language. Here are some common terms and what they mean:

Premium:

This is the amount you pay regularly to maintain your health insurance coverage.

Deductible:

This is the amount you must pay for covered health care services before the insurance plan starts to share the cost.

Copayment:

This is a fixed amount you must pay for specific services.

Coinsurance:

This is a percentage of the cost of a covered health care service that you must pay after reaching the deductible.

Coverage limit:

This is the limit on the amount your insurance will pay for specific services or for a certain period.

In-network and out-of-network providers:

Health insurance plans often have a network of preferred health care providers with whom they have negotiated lower rates. Going to an in-network provider usually results in lower out-of-pocket costs.

We'll be sure to review all of your options with you so you can make an informed decision. Call our health insurance agency today to discuss your needs.